This study explores recent innovations in digital banking, focusing on technologies such as artificial intelligence (AI), blockchain, mobile banking, biometric authentication, and open banking platforms. These technologies have improved operational efficiency, enhanced customer experience, and strengthened security measures within the financial sector. The research highlights the integration of AI-driven chatbots for customer service, the implementation of blockchain for secure and transparent transactions, and the widespread adoption of mobile banking applications that offer real-time access to banking services. Additionally, it examines how regulatory frameworks and customer trust influence the adoption of these technologies. By analyzing case studies and current trends, this study provides insights into the transformative impact of digital innovation on the banking industry and offers recommendations for future advancements