India is home to a large number of start-ups and microindustries. The number of unicorns has increased exponentially in recent years. On the other hand, when a business is just starting out, it can be challenging to secure the necessary finance. Furthermore, official corporate loans are not widely available to India's MSME sector. In response to the boom in small businesses across the nation, the Indian government decided to introduce government programs for start-ups. These lending initiatives provide capital to start-ups and MSMEs. These are some of the most well-known government programs in India that offer capital to start-ups and growing businesses. Books, academic journals, and government agencies provided the secondary data used in this study.